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Offer Disclaimer

  • Limit 1 per household
  • No substitutions
  • Not to be combined with any other offer
  • Due to international tax laws, this offer is valid for U.S. and Canada residents only.


United States

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What is geolocation and

what do we use it for?

Geolocation is a tool we use to determine which of our offices services your area by identifying the country from which you are currently accessing our bookstore. If this is not the correct country, just change the location to the country you’re in. For further assistance, contact our office.

Board Members

Paul Schermann

President of FSHS & Associates, Inc.

Paul Schermann and his wife, Roxane, operate an independent consulting business, FSHS and Associates, Inc., providing practical advice to help individuals and organizations function with financial wisdom, excellence, good management practices and integrity.

Paul desires to help others succeed in every area of their lives—spirit, soul and body—by reaching their potential, achieving their dreams and visions, and being all they can be.

He and his wife, Roxane, have been married for over twenty years and currently reside in the St. Louis area.